{"id":8037,"date":"2020-09-18T16:24:44","date_gmt":"2020-09-19T02:24:44","guid":{"rendered":"https:\/\/dlnreng.hawaii.gov\/nfip\/?page_id=8037"},"modified":"2025-10-01T13:36:58","modified_gmt":"2025-10-01T23:36:58","slug":"flood-insurance","status":"publish","type":"page","link":"https:\/\/dlnreng.hawaii.gov\/nfip\/flood-insurance\/","title":{"rendered":"Flood Insurance"},"content":{"rendered":"\n<p>The <a href=\"http:\/\/www.floodsmart.gov\" target=\"_blank\" rel=\"noreferrer noopener\">National Flood Insurance Program (NFIP)<\/a> is a federal program enabling property owners in participating communities to purchase flood insurance protection against losses from flooding. The Federal Emergency Management Agency (FEMA), which administers the NFIP, makes flood insurance available to residents in local communities that adopt and enforce floodplain management ordinances designed to reduce future flood damage.<\/p>\n\n\n\n<p>All four of Hawaii&#8217;s counties are participating communities in the NFIP and have adopted <a href=\"https:\/\/waihalana.hawaii.gov\/floodplain-management\/\" target=\"_blank\" rel=\"noreferrer noopener\">floodplain development regulations<\/a> consistent with 44CFR\u00a760.3. The benefit that Hawaii counties receive by being a participating community in the NFIP is that Federal subsidized flood insurance is made available as is disaster aid in the event of a Presidential declared disaster.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/www.floodsmart.gov\/policy-quote\/\" style=\"border-radius:5px;font-size:15px;font-style:normal;font-weight:700\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Get a Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:21px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background has-link-color has-text-align-center has-custom-font-size wp-element-button\" href=\"https:\/\/agents.floodsmart.gov\/flood-maps-and-data\/flood-insurance-data\" style=\"border-radius:5px;font-size:15px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Flood Insurance Claims and Policy Data<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:68px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Defining a Property\u2019s Unique Flood Risk\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/oi2g-0GfgMk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-right\" style=\"font-size:14px\"><em>Last Updated: 9\/30\/25<\/em><\/p>\n\n\n<p><!-- \/wp:post-content --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>","protected":false},"excerpt":{"rendered":"<p>The National Flood Insurance Program (NFIP) is a federal program enabling property owners in participating communities to purchase flood insurance protection against losses from flooding. The Federal Emergency Management Agency (FEMA), which administers the NFIP, makes flood insurance available to residents in local communities that adopt and enforce floodplain management ordinances designed to reduce future [&hellip;]<\/p>\n","protected":false},"author":65,"featured_media":0,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"page-templates\/page-fullwidth.php","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"2749,2947,2893,7597,5871,1357","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-8037","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/dlnreng.hawaii.gov\/nfip\/wp-json\/wp\/v2\/pages\/8037","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dlnreng.hawaii.gov\/nfip\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dlnreng.hawaii.gov\/nfip\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dlnreng.hawaii.gov\/nfip\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/dlnreng.hawaii.gov\/nfip\/wp-json\/wp\/v2\/comments?post=8037"}],"version-history":[{"count":75,"href":"https:\/\/dlnreng.hawaii.gov\/nfip\/wp-json\/wp\/v2\/pages\/8037\/revisions"}],"predecessor-version":[{"id":9977,"href":"https:\/\/dlnreng.hawaii.gov\/nfip\/wp-json\/wp\/v2\/pages\/8037\/revisions\/9977"}],"wp:attachment":[{"href":"https:\/\/dlnreng.hawaii.gov\/nfip\/wp-json\/wp\/v2\/media?parent=8037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}