National Flood Insurance Program

The National Flood Insurance Program (NFIP) is a Federal program, which was established to allow property owners in participating communities to purchase insurance protections against losses from flooding.

Participation in the NFIP is based on an agreement between local communities and the Federal Government that states if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction and substantial improvements in Special Flood Hazard Areas, the Federal Government will make flood insurance available within the community at a low cost.

The NFIP is administered by the Federal Insurance and Mitigation Administration (FIMA), formerly the Federal Insurance Administration ( FIA) and the Mitigation Directorate, components of the Federal Emergency Management Agency (FEMA).

The Department of Land and Natural Resources (DLNR) has been designated as the State Coordinating Agency responsible for assisting the coordination of the program between the Federal and County agencies in Hawaii.

All four of our Counties are participating Communities in the NFIP and each Community has a representative County Floodplain Manager that should be consulted for building permit related questions.

Mario Siu-Li, CFM
City and County of Honolulu Floodplain Manager
(808) 768-8098

Frank DeMarco, P.E., CFM
County of Hawaii Floodplain Manager
(808) 961-8042

Standford Iwamoto, P.E. 
County of Kauai Floodplain Manager
(808) 241-4896

Carolyn Cortez, CFM
County of Maui Floodplain Manager
(808) 270-7253

In order for FIMA to determine the insurance premium rates, FEMA developed flood hazard rating maps called FIRMs (Flood Insurance Rate Maps). The supporting documentation for the FIRMs are published in the FIS (Flood Insurance Study). Development in Special Flood Hazard Areas, as identified on the FIRMs, are regulated by the NFIP.

The minimum NFIP rules and regulations are set forth in Title 44 of the Code of Federal Regulations. Each Community must also establish local flood hazard ordinances, which may be more stringent than the NFIP regulations.

News and Highlights

News

Engineering Division, National Flood Insurance Program

The State of Hawai'i, DLNR

Disaster Day 2014

Building Owners and Managers Association (BOMA) of Hawaii is hosting a series of informative sessions on the “Life Cycle of a Disaster - Pre, During and Post Phases”.  To register for this event, d...
Posted: September 17, 2014, 9:24 pm

INFORMATIONAL MEETING ON FEMA’s PROPOSED FLOOD INSURANCE RATE MAPS FOR MAUI COUNTY

An informational public meeting to educate residents and business owners on the islands of Maui and Molokai regarding the recently released proposed FEMA Flood Insurance Rate Maps (FIRMs) is planne...
Posted: September 4, 2014, 6:07 am

FEDERAL OFFICIALS DETERMINE ISELLE’S IMPACT DO NOT MEET PRESIDENTIAL DISASTER DECLARATION CRITERIA

The State of Hawaii’s request for a major disaster declaration due to Tropical Storm Iselle was denied today by Federal Emergency Management Agency Administrator W. Craig Fugate. The request sought...
Posted: August 29, 2014, 7:15 pm

HOME AND BUSINESS OWNERS ENCOURAGED TO ATTEND INFORMATIONAL MEETING ON NEW FEMA FLOOD MAPS FOR OAHU

The State of Hawaii Department of Land and Natural Resources (DLNR), together with the Federal Emergency Management Agency (FEMA) and the City and County of Honolulu Department of Planning and Perm...
Posted: August 6, 2014, 1:15 am